From Willowdale
to Hoggs Hollow —
your local mortgage
broker in North York.
Licensed mortgage broker based in North York — serving Willowdale, Don Mills, Bayview Village, Lansing, Bathurst Manor, Downsview, York Mills, Hoggs Hollow, Newtonbrook, Thornhill, and Toronto-wide. Whether you're buying your first home, refinancing, self-employed, new to Canada, investing in property, or exploring a reverse mortgage — I help secure the right mortgage, at the right rate, with the right lender.
Every situation is unique. So is every mortgage.
From first-time buyers in Willowdale to investors in Don Mills, newcomers settling in Bathurst Manor to retirees in Hoggs Hollow — here's how I help clients across North York, surrounding communities, and Toronto-wide move forward with confidence.
First-Time Home Buyers
From pre-approval to closing — plus first-time buyer programs, RRSP Home Buyers' Plan, and Ontario land transfer tax rebates.
Get Started →Self-Employed Mortgages
Specialist lenders who understand T1s, stated income, and the realities of business ownership — when banks say no.
Get Qualified →New to Canada Mortgage
Qualify with as little as 5% down, even without established Canadian credit history. Newcomer programs across major lenders.
Explore Programs →Renewals & Refinancing
Don't accept your bank's first offer. I shop renewals across 35+ lenders and refinance to consolidate debt, access equity, or lower your rate.
Review Options →Second Mortgage
Access the equity in your home for debt consolidation, renovations, investment, or any major expense — without touching your first mortgage.
Learn More →Second Residence Mortgage
Buying a secondary home for family, work, or lifestyle? Specialized financing for Canadians purchasing a second primary residence.
Explore Options →Vacation Home Mortgage
Cottage country, lakeside, Muskoka, Blue Mountain — financing for the second home you've been dreaming about, with specialized seasonal-use programs.
Plan Your Purchase →Investment Property
Rental portfolio financing structured for maximum leverage, tax efficiency, and long-term wealth building across Ontario's rental markets.
Plan Your Investment →Reverse Mortgage
For homeowners 55+ — access the equity in your home as tax-free cash without monthly payments. Stay in the home you love, on your terms.
See If You Qualify →Bad or Poor Credit
Bruised credit doesn't mean no mortgage. B-lenders and private lenders specialize in credit-challenged clients — a path forward, not a rejection letter.
Talk to Me →Construction Loan
Building your home from the ground up? Draw mortgages and construction financing designed to advance funds in stages as your build progresses.
Start Your Build →Bridge Financing & Alternative Lenders
Bridge the gap between selling your current home and buying your next. Plus access to alternative lenders for situations that fall outside traditional guidelines.
Get a Solution →Book Your Free Consultation
Complete the form below and I'll personally reach out within one business day to discuss your mortgage needs. No pressure. No obligation. Just clear, honest guidance.
✦ Thank You ✦
Your request has been received. Fariba will personally reach out to you within one business day.
My clients aren't transactions. They're families, entrepreneurs, newcomers building their Canadian dream, and seasoned investors — and every one of them deserves a mortgage strategy built around their life.
A mortgage broker who actually picks up the phone.
Personal, One-on-One Service
You work with me directly — not an assistant, not a call center, not a different person every time. I know your file inside and out.
Access to 35+ Lenders
Banks, credit unions, trusts, monolines, and private lenders — I shop your mortgage across the entire market so you don't have to.
Every Situation Welcome
Self-employed, newcomer to Canada, bruised credit, unusual income, complex file — the cases other brokers turn away are often the ones I solve.
Local Roots, Personal Service
Based in North York with clients across Willowdale, Don Mills, Bayview Village, Lansing, Bathurst Manor, Downsview, York Mills, Hoggs Hollow, Newtonbrook, Thornhill, and Toronto. In-person or digital — your choice.
How much home can you afford?
Move the sliders below to see your estimated maximum mortgage and monthly payment. This is a starting point — for a precise pre-approval based on your full financial picture, book a free consultation.
Real families. Real outcomes.
Every mortgage tells a story — here are a few from clients across North York, surrounding communities, and Toronto who trusted me with one of the biggest financial decisions of their lives.
Four simple steps from hello to here are your keys.
Consultation
Free 20-minute call to understand your goals, timeline, and financial picture. No commitment.
Application
I collect the documents, complete your application, and pre-qualify you across my lender network.
Best Offer
I present you 2–3 best-fit lender options. You pick the one that suits your life, not theirs.
Closing
I coordinate with your lawyer and lender to make closing day as smooth as possible.
Based in North York & the surrounding communities.
My office is at 15 Gervais Drive in North York, right in the heart of the Don Mills community. I serve every neighbourhood across North York, the surrounding communities, and Toronto-wide — in-person where possible, digital whenever you prefer.
Mortgage questions, answered honestly.
Your mortgage journey starts with a conversation.
Whether you're just starting to think about buying, coming up for renewal, or stuck on a file another broker couldn't solve — I'd love to hear from you. The first conversation is always free.
North York, ON M3C 1Y8
License #13564